Why We Created the UIS Risk Rating
The core problem with buy-and-hold investing is that it offers no protection when a bear market strikes. A single crash can wipe out years of gains and take years to recover. Traditional technical indicators react only after the fall has begun, leaving traders with no time to act.
The UIS Risk Rating was developed and tested over a 25+ year period — back to 1997 — to solve this. By tracking company earnings forecasts rather than lagging price data, the rating identifies fundamental deterioration before it shows up in the index, giving subscribers advance warning to reduce risk or hedge.
The UIS Risk Rating has flagged every major S&P500 bear market since 1997 with at least one month's warning.
Our Track Record
The UIS Risk Rating has been tested through every major market decline of the past quarter-century:
| Market Event | Period | UIS Signal |
|---|---|---|
| Dot-Com Crash | 2000–2002 | Bear warning issued |
| Global Financial Crisis | 2007–2009 | Bear warning issued |
| COVID-19 Crash | 2020 | Bear warning issued |
| 2022 Bear Market | 2022 | Bear warning issued |
See the full breakdown of historical results on our Historical UIS Risk Ratings page.
Our Approach
Data-Driven
Every rating is built on corporate earnings forecasts and fundamental data — not guesswork.
Risk-First
Protecting capital comes before chasing returns. Cut drawdowns before they cut you.
Transparent
Our methodology and historical results are published openly for subscribers to verify.
Important Information
The UIS Risk Rating and all content on this website is general information only and does not constitute personal financial, investment, or trading advice. The Risk Ratings do not indicate that any trading method is profitable or that losses will not be incurred. Always seek professional financial advice before making investment decisions. See our full Privacy and Disclaimer.
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Sample UIS Risk Rating Report